Financing Solutions

Financing for Cooling & Heating

Enjoy Financial Flexibility and Convenience with Factory A/C Direct!

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Financing Solutions For Your Project

Your home’s essential necessities like air conditioning and heating are essential to daily life. When the unexpected occurs, Factory A/C Direct is committed to offering you affordable and flexible financial options. Factory A/C Direct offers a selection of manageable options including 0% interest plans.
Credit Options

Factory A/C Direct provides flexible financing options, ensuring accessibility for your upcoming heating and HVAC projects, so you can choose a plan that best aligns with your budget and needs.

Manufacturer Rebates

On top of providing finance options we ensure that you maximize your benefits by actively facilitating the utilization of manufacturing rebates for your heating and HVAC projects, providing you with valuable cost-saving opportunities.

Energy COmpany Incentives

Factory A/C Direct ensures that you stay informed about any available energy company incentives, guiding you to potential cost savings on your upcoming heating and HVAC projects.

Tax Credits

We’re also committed to ensuring that you make the most of any existing tax credits, providing comprehensive guidance to maximize your savings on upcoming heating and HVAC projects.

Our Financing Options for Heating & HVAC Projects

Whatever the project, enjoy financial flexibility and convenience with Factory A/C Direct's plans:

0% Financing for 6, 12, 24, or 36 Months

You have a wide range of plans, whether you want to pay off fast or keep monthly payments low over a longer period.

Low-rate Financing

Sometimes when interest rates are exceptionally low this option, combined with other incentives, may actually be best, but most of the time it’s hard to beat 0% financing.

18 Months Same as Cash

This option also has 0% interest financing for the 18-month period, and you can decide how much to pay each month. You don’t have to pay anything until the end of the 18th month, but then the entire amount is due. If you have an annual or holiday bonus coming this is a great option.

6 months same as cash with 120 Months at 6.99%

This financing plan will get you to the lowest monthly payment with a very competitive rate that won't break the bank but rather help with your budget.

Other Available Finance Options

From manufacturing rebates, energy company incentives and tax credits, Factory A/C Direct will help you save as much money as possible on our heating and HVAC products and services.

Manufacturer Rebates

Air conditioning manufacturers routinely offer seasonal rebates, usually during the cooler months, strategically timed before the surge in demand as the weather warms. These rebates provide homeowners with a fantastic opportunity to save on their new AC system or enhance the efficiency of their existing one. At Factory A/C Direct, we take pride in ensuring you’re informed about and can claim any available rebates. Our commitment is to keep you well-informed and guide you through the rebate process, making your journey towards optimal home comfort even more budget-friendly. With our industry expertise and dedication to staying updated on manufacturer offerings, Factory A/C Direct guarantees that you won’t miss out on these valuable rebates.

Energy Company Incentives

From time to time, energy companies offer cash back incentives to customers who purchase energy-efficient water heaters, air conditioning, heating, and household appliances.

Federal, State, And Local Tax Credits

Tax credits for various purposes come and go as legislative changes occur, making it crucial to stay vigilant and regularly verify your eligibility for ongoing programs. Keeping a watchful eye on tax credit opportunities can result in valuable savings that positively impact your financial situation. By staying informed and exploring the available tax credit options, you can potentially enhance your financial strategy and ensure that you maximize your benefits while reducing your overall tax liability.

Energy Star provides information about federal tax incentives, as well as a wealth of information about making your home more energy-efficient.

Don't wait...

Get Financing Now!

When it comes to the comfort and safety of our families, there should never be a reason to delay necessary upgrades or repairs due to financial concerns. Heating and air conditioning play crucial roles in maintaining a healthy and comfortable home environment, and should never be compromised. Fortunately, there are options available for financing these necessary improvements, allowing families to prioritize the well-being of their loved ones without financial stress. By investing in the proper functioning of these crucial systems, families can ensure a safe and comfortable home for years to come, making it a worthwhile and necessary expense.

Special OFfers

"We had an awesome experience with Winford from Factory A/C Direct! He will be our go to tech for all of our future A/C and Heating needs! They beat the other bids I received by thousands! So glad I got the membership and access to the factory direct pricing!"

DONNA W.

"The scheduling app is a very convenient way to track the technician via my phone which allows me to sell more cars instead of waiting at home for a tech to show up! Thanks FACD!"

STEVEN G.

"Factory A/C Direct went above and beyond to get my new heat pump system installed. They took care of me like family. I didn't know you could get a new system through the membership so cost effective. Literally at factory direct pricing! It's unheard of!"

MELISSA C.
TESTIMONIALS

5-Star Service Available 24/7

Factory A/C Direct is the result of more than two decades of experience building one of central Texas' leading heating and air companies.

We make it easy to book a licensed A/C & Heating professional.

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